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Miriam Castillo

Miriam Castillo

FINANCIAL ANALYST

UTPB | odessa

Technologies

My Portfolio Highlights

My New Course

Introduction to Python

Data adventurer, fearlessly exploring the depths of complex datasets.

My Work

Take a look at my latest work.

course

Understanding Data Science

course

Introduction to R

course

Introduction to Python

DataCamp Course Completion

Take a look at all the courses I’ve completed on DataCamp.

My Work Experience

Where I've interned and worked during my career.

West Texas National Bank | Mar 2022 - Present

Financial Analyst 2

 Financial Modeling, building and maintaining financial reports for board of directors meeting. Evaluate financial performance and provide recommendations to improve financial strategies. Monitor Deposit rates and adjust bank rates accordingly to stay competitive with market peer groups. Discuss any liquidity obstacles the bank might face with CFO, while providing several liquidity sources available for any situation that might occur.  Contributed to the Bank’s growth trajectory, analyzing the factors driving their expansion and identifying opportunities to further develop. Since joining the accounting and finance department, I’ve had the opportunity to closely monitor the progress of this local community bank when their assets stood at $1.9 billion to their current standing of $2.4 billion in the last 2 years, (a 26% growth).
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West Texas National Bank | Sep 2019 - Mar 2022

Credit Analyst

 Assessing key performance indicators and economic trends for a complete financial analysis, and determination of risk and credit worthiness of existing and prospect commercial borrowers. This includes: underwriting, financial spreading, collateral valuation and monitoring, credit bureau and federal government data interpretation, policy compliance and stress testing.

Cinergy Entertainments | Mar 2019 - Sep 2019

Operations Manager

 Implementing budgeting, inventory, planning, and auditing. Provided inspired leadership for the organization. Developed, planned, and reviewed operational policies and procedures. Collaborated with concessions manager on promotions, marketing and execution of promotions to optimize operations.

Cinergy Entertainments | Nov 2017 - Mar 2019

Accounting & Compliance Specialist

 Performs analysis and reviews store accounting, inventory, and transaction data to detect issues and ensure that policies and programs to reduce loss are implemented. Evaluate processes and procedures to identify internal control weaknesses that could result in loss.

My Education

Take a look at my formal education

Bachelor in MathematicsUniversity of Texas Permian Basin | 2018

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