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Alasdair Barclay

Credit Risk Opportunities Manager

Shawbrook

Technologies

My Portfolio Highlights

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Introduction to SQL

Analytical wordsmith, crafting stories with data as the pen and curiosity as the ink.

My Work

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Introduction to SQL

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Intermediate SQL

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Joining Data in SQL

DataCamp Course Completion

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My Work Experience

Where I've interned and worked during my career.

Shawbrook Bank | Dec 2023 - Present

Credit Risk Opportunities Manager

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JBR Capital | Jan 2022 - Mar 2023

Senior Credit Manager

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JBR Capital | Apr 2021 - Jan 2022

Credit Manager

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Octane Finance | Sep 2019 - Sep 2020

New Business Manager

• Train new and existing staff in Lenders credit requirements • Vet potential new introducers to Octane Finance • Review fraudulent applications to ensure procedures are fit for purpose
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Oodle Car Finance | Apr 2018 - Aug 2019

Senior Underwriter

• Liaise with credit analysts to review internal score card to suggest improvements • Train junior underwriters new to auto finance • Review agreements which had entered in arrears earlier than expected to review whether the application was manually accepted or auto-accepted and to find any common features in their credit profiles. • Liaise with sales team to communicate and review decisions

Blue Motor Finance Limited | May 2015 - Aug 2017

Head of Underwriting

• Founded underwriting team and trained staff with no prior auto finance underwriting experience. This increased lending to £25m per month and increased the percentage of agreements eligible to be funded by our backers • Advised on the addition of 3 further (non-prime) tiers of lending on top of the original 5 tiers of prime and near prime lending • Instigated the review of KPI’s for the team • Interviewing potential new staff and had to authority to make job offers • Instrumental in hiring and founding the broking team • Sign off on new introducers to Blue Motor Finance • Produced reports included in the board pack regularly produced for the board and investors • Responsible for updating Credit Policy • Member of the credit committee • Member of the executive committee • During my tenure Blue have won 'Best Product & Service Provider' at the F&I Conference and Awards 2015 & 'New Entrant of the Year' at the Motor Finance Europe Conference and Awards 2016.

London & Surrey Motor Finance ltd | Sep 2013 - Apr 2015

Underwriter

were suitable for the company’s own book or for broking to external lenders. • Decided interest rate to be charged for agreements on own book • Vet potential new introducers to Octane Finance • Interviewing new staff

Mallard Vehicle Finance | Mar 2008 - Sep 2013

Underwriter

• Assess applications for both consumers and companies • Decided interest rate to be charged • Interviewing new staff • Was responsible for reviewing and updating credit policy • Training new starters • Produced reports on acceptances given by the underwriters to see what proportion have been paid out and at what rate, why any acceptances have not progressed and what can be done to convert more deals • Liaise with HNW customer’s to provide a constant point of contact for important customers • Liaise with brokers

GLOBAL EXCHANGE TRADING LIMITED | Jan 2004 - Jan 2008

Proprietary Trader

• Traded short term interest rate futures on LIFFE • Kept up to date on economic news and policy from relevant government bodies which would impact our trading decisions • Technical analysis using CQG charting software • Reconciling my trading statement from the clearing company to the records I kept of the previous days trading • Risk managing the other traders if the directors of the company were away from their desks • Monitoring liquidation orders for colleagues in their absence

About Me

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