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Cesar Bautista

Cesar Bautista


American Express Spain | Spain


My Portfolio Highlights

My New Workbook

Predicting Credit Card Approvals

My New Track

Machine Learning Scientist

Data sensei, guiding others on the path of analytical enlightenment.

My Work

Take a look at my latest work.


Credit Risk Modeling in Python


Supervised Learning with scikit-learn


Predicting Credit Card Approvals

DataCamp Course Completion

Take a look at all the courses I’ve completed on DataCamp.

My Work Experience

Where I've interned and worked during my career.

American Express | Aug 2022 - Present

Chief Credit Officer - Spain. Consumer and Commercial Business line


American Express | Dec 2019 - Aug 2022

Head of Credit Risk Management - Spain


Orange Bank | Apr 2018 - Dec 2019

Head of Credit Risk Management



Head of Credit Risk.


EVO Banco | Aug 2015 - Mar 2017

Director - Credit Risk Management at Consumer Finance portfolio

EVO Banco currently has a detailed strategic technological plan, conforming with different lines of action that meet their short-term, mid-term and long-term business needs. This plan, supported by a big data infrastructure and new advanced analytical capacities, will launch EVO into a position of leadership in digital banking in Spain.
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American Express | Aug 2010 - Aug 2015

Senior Credit Risk Management Manager - Consumer Business

Note from senior leaders: Cesar has demonstrated a strong work ethic and high levels of accountability for driving and delivering results for the market, he has worked closely with central teams and business partners in Spain to implement the several Risk Management initiatives in all Credit life cycles of the consumer and SBS portfolio of Spain.

American Express | Feb 2008 - Dec 2010

Credit Risk Management Manager - Consumer Business

I demonstrated high expertise in the following areas: Credit risk assessment to drive results. Analysis and management of External vendor data. Influence targeting assessment. Management of new thinking and business minded. Establishment of a solid partnership with Business Partners

CESCE | Jun 2006 - Feb 2008

Credit Risk Manament Consultant

Strategic Consulting as Credit Risk advisor, managing the development of customize credit scorecards to European market and credit policy rules, including the design of a infrastructure needed to develop new risk strategies.

Experian | Oct 1998 - Jun 2006

Consultant - Credit Risk Management

Provide solutions to enrich customer data integrity for Credit Scoring models, and consultation to deliver business intelligence. Design the structure of databases and processes in order to develop a state-of-the-art decision making infrastructure, or review and improve an existing one. These projects involved the overall design of the credit risk infrastructure, the development of the business case, the preparation of a detailed implementation roadmap and the implementation of the solution. Management of the project scope, business design, funding, activities scheduling, development, quality, coach team, customer feedback, status project reporting to head office and lead decisions to solve issues.

My Education

Take a look at my formal education

Big data and noSQL databases, Data scienceUniversitat Oberta de Catalunya | 2017
Master's Degree, Mastering Credit Risk ManagementIEB | 2007
Master's Degree, Marketing Business AnalyticsESIC: Business & Marketing School | 1998
Bachelor's Degree, Statistics appliedUniversidad Complutense de Madrid | 1997

About Me

Cesar Bautista

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