Cosmin Ion

Data Science support tasks: -Preparing, as part of an Advanced Analytics lab, descriptive analysis such as: - Churn Analysis - profiling clients, identifying reasons for onboarding as a potential reason for churn, identifying various triggers for the decision to leave, providing rules for churn prevention CRM campaigns. - Mobile Banking app. - analysis of various onboarding processes (e.g. Lending products) in order to identify pain points, bottlenecks and potential improvements. - Providing data support (data sources, feature identification and selection, data quality) for various predictive models: e.g. ALM daily Inflows/Outflows, Churn Analysis , Micro Sales Campaigns etc. - Providing ad-hoc descriptive analysis on various topics managed by the data science team - e.g. COVID impact (liquidity buffer, survivability etc.) , cash affinity, profitability of salary conventions etc. Reporting and BI Related tasks: - Providing several Power BI dashboards - e.g. CRM Campaigns Monitoring Dashboard (with tabular), Spending Trends Dashboard etc. - Group Reporting - consolidation and reporting tasks for Non-BI Subsidiaries. Acting as SPOC for local bank in relation to Group Statutory Reporting team. Updating internal regulatory framework for group data delivery. Various group reporting and data delivery projects. Data Management related tasks: - Designing and implementing a local Data Management/Data Governance framework (procedures, regulations, collaboration models). - Designing and managing a Business Data Glossary and Reporting Catalog (including Business Lineage). - Implementing various DWH projects in order to align the existing technical solution (data sources, architecture), to data management requirements. - Modelling the business requirement/analysis for the enhancement of the metadata repository tool.

UniCredit Business Integrated Solutions | Feb 2015 - Nov 2017

Business Analyst/IT Project Manager - CORE System migration

Main responsibilities in gap closing stream - including, but not limited to lending area topics. Business Analyst tasks: - Solution design and implementation for lending products for both Private Individuals and Legal Entities; - Solution design and implementation for client and exposure consolidation; - Solution design and implementation for collateral, in accordance with risk/ regulatory requirements; - Requirements analysis and business specification delivery; - Functional test cases delivery; - SIT testing and defect management ; - UAT test support and defect management; - Go-Live deployment and support; Project Management related tasks: - Planning of deliverable items and support to overall project planning; - Monitoring and reporting to stakeholders; - Effort estimation; - Coordination of the development team - assigning and monitoring daily tasks, deployment coordination, recruitment and team management support; Involvement in other streams: - Supporting the migration team, mainly on definition and management of static data; defect fixing support during "Conversion week-ends"; - Project management tasks within the integration stream - support in identifying and mapping external applications that need to be integrated; maintaining contact with main application owners; planning and monitoring integration tasks; support in documentation and analysis

UniCredit Bank Romania | Jul 2014 - Feb 2015

ICT Analyst

Data Warehouse related tasks: - Analyzing requirements from the business line and writing specifications for Data Warehouse development and enhancements; - Implementing Data Warehouse enhancements (script definition and testing, jobs scheduling and monitoring etc.);

UniCredit Bank Romania | Jan 2013 - Jul 2014

Senior Credit Risk Manager

Risk Reporting and MIS: - Regulatory reporting to the National Bank of Romania - exposure, provisions, risk indicators, problematic assets; - Providing recurrent and ad-hoc reports following group requests (portfolio analysis, asset quality and risk reports, etc.) - Providing recurrent and ad-hoc reports to Top Management - e.g. Supervisory Board, Risk Management Committee, Management Board reports and presentations; portfolio analysis etc. - Providing recurrent and ad-hoc reports to other departments of the bank (Accounting, Financial Controlling, Risk departments, business lines; - Direct contribution to annual National Bank of Romania audit process (preparing required documentation, answering various questions and requests from the auditor); - Taking part to various projects - developing applications required for improving risk reporting activity (DataWarehouse, AS400 enhancements); - Direct envolvement in major projects of the bank - e.g acquiring a new retail portfolio from another bank; European Central bank Asset Quality Review project;

UniCredit Bank Romania | Oct 2009 - Jan 2013

Credit Risk Manager

Risk Reporting and MIS: - Regulatory reporting to the National Bank of Romania - exposure, provisions, risk indicators, problematic assets; - Providing recurrent and ad-hoc reports to Top Management - e.g. Supervisory Board, Risk Management Committee, Management Board reports and presentations; portfolio analysis etc. - Providing recurrent and ad-hoc reports to other departments of the bank (Accounting, Financial Controlling, Risk departments, business lines; - Taking part to various projects - developing applications required for improving risk reporting activity (DataWarehouse, AS400 enhancements);

UniCredit Bank Romania | Jun 2008 - Sep 2009

Coordinator - Loan Administration - Private Individuals

- Setting and monitoring daily activity (volume reports, data quality reports); - Providing training and support for new employees; - Providing support in the annual valuation process; - Providing relevant reports to various departments of the bank (number of disbursed facilities, total exposure etc.) - Booking retail credit products (loans, revolving facilities) and collateral in the Bank's system;

UniCredit Bank Romania | Jun 2007 - Jun 2008

Loan Administrator

- Booking retail credit products (loans, revolving facilities) and collateral in the Bank's system; - Providing recurrent reports regarding the activity of Retail Loan Administration department;

HVB Bank | Nov 2006 - Jun 2007

Banking Officer

- Booking retail credit products (loans, revolving facilities) and collateral in the Bank's system; - Providing recurrent reports regarding the activity of Retail Lending Department - Booking and Reporting Unit;

My Education

Take a look at my formal education

Master's degree, Business administrationUniversitatea Româno-Americană din București | 2008

Bachelor's degree, Business administration (International Economic Relations)Academia de Studii Economice din București | 2007

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