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Vishal Patel

Senior Credit Analyst

1st Source Bank

Technologies

My Portfolio Highlights

My New Course

Introduction to SQL

Data guardian, protecting the integrity and privacy of valuable information.

My Work

Take a look at my latest work.

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Understanding Data Science

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Introduction to SQL

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Intermediate SQL

DataCamp Course Completion

Take a look at all the courses I’ve completed on DataCamp.

My Work Experience

Where I've interned and worked during my career.

1st Source Bank | Dec 2023 - Present

Senior Credit Analyst

Leveraged strong analytical skills to assess complex credit requests, evaluating customer financials, guarantor strength, and collateral to determine risk. Presented credit recommendations and industry analysis to senior leadership, including the Chief Credit Officer and CEO, to secure loan approvals and identify industry-wide risk trends. Additionally, I contributed to maintaining accurate industry reports, vendor financial analyses, and special attention customer profiles.
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1st Source Bank | Apr 2023 - Dec 2023

Credit Analyst

Analyzed credit requests by assessing strengths and weaknesses of customer’s financials, guarantor strength, and collateral to assess the risk associated with these requests Presented recommendations for credit requests and industry analysis to various committees that include the bank’s Chief Credit Officer and Chief Executive Officer to obtain approval and identify industry risk levels

1st Source Bank | Jun 2021 - Apr 2023

Commercial Banking Development Program

Diversified commercial banking knowledge and expertise through working through various roles that included credit, sales, workout and various other groups Analyzed credit requests for our business banking group and specialty finance group through financial analysis and research

FUNDAP Guatemala | Mar 2023 - Mar 2023

MBA Consultant

Analyzed data, conducted research and collaborated with a team of MBA students to partner with FUNDAP Guatemala to generate actionable recommendations to some business problems. Applied business acumen and problem-solving skills that were honed during MBA to present recommendations to panel of Kelley School of Business faculty.

Post Holdings | May 2022 - May 2022

MBA Consultant

Partnered with MBA students to consult Post Holdings regarding innovative ideas for the future of the business. Presented findings to a panel of Kelley School of Business faculty.

1st Source Bank | May 2020 - Aug 2020

Accounting Intern

- Communicated with various departments of the company to ensure the daily activity entries were uploaded and balanced properly - Assisted in performing three Fixed Asset Audits for the company - Balanced time with various projects, daily tasks, and inner-company communication to ensure deadlines were met with quality work

1st Source Bank | May 2019 - Aug 2019

Credit Intern

N/A

Gurley Leep Automotive Family | May 2018 - Jul 2018

Sales Intern

N/A

Kumon | Jan 2017 - Aug 2017

Mathematics Tutor

• Developed mathematical and reading skills in almost 100 students by assisting students with mathematical and reading problems and answering questions about these subjects • Graded thousands of educational pieces including homework assignments, classroom work, and exams.

Staybridge Suites® Hotels | Jun 2016 - Aug 2017

Front Desk

• Made reservations through different platforms including online, over the phone, or in person • Organized files concerning reservations, and stocked goods in BridgeMart inventory • Answered hundreds of phone calls providing answers or services when possible, or transferred calls or took messages when needed • Assisted thousands of guests with potential problems, questions, or services concerning their hospitality

Saint Joseph Health System (Indiana) | Sep 2013 - May 2017

Student Volunteer

• Assisted medical professionals with various tasks • Restocked medical and beverage cabinets and first aid kits • Assisted thousands of patients by transferring requests to medical professionals, answering question, and delivering beverages • Greeted and direct hundreds of hospital visitors

My Education

Take a look at my formal education

Master of Business Administration - MBA Indiana University - Kelley School of Business | 2024
Bachelor's degree, Accounting and FinanceIndiana University - Kelley School of Business | 2021
Core 40 with Academic Honors  Penn High School | 2017

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