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Amruth C

Amruth C

Risk Analytics Consultant

WELLS FARGO

Technologies

My Portfolio Highlights

My New Course

Introduction to Python

Numbers enthusiast, translating data into meaningful insights.

My Work

Take a look at my latest work.

course

Introduction to Power BI

DataLab

Analyzing TV Data

course

Introduction to Python

course

Intermediate Python

DataCamp Course Completion

Take a look at all the courses I’ve completed on DataCamp.

My Work Experience

Where I've interned and worked during my career.

Wells Fargo | Apr 2023 - Present

Senior Assistant Vice President - Risk Analytics, Wholesale Basel Data

contribute to large-scale planning related to Risk Analytics - Responsible for data integrity, data aggregation, analysis and interpretation supporting monitoring and oversight of credit portfolio, market risk and capital.
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Scotiabank | Jan 2023 - Apr 2023

Senior Manager - Operational Effectiveness, Financial Mgmt & Strategy

- Led review and analysis of existing or new business requirements for global retail loan loss provisions process, including change management - Supported IFRS9 migration project for the international retail portfolio of the bank, with over $74bn in assets, with a budget of over $2.5mn. - Facilitated operational incident resolution by working with SMEs across operations and technology to ensure timely delivery of critical monthly and quarterly deliverables - Collaborated across functional groups within Financial Management to understand the impact of business changes and assisted in prioritising product backlog to ensure agile delivery.

Scotiabank | Aug 2021 - Jan 2023

Manager - Group Risk Management

- Responsible for process governance, operational controls, and change management associated with critical end to end processes that support measurement of Allowances for Credit Losses - Led data validation efforts to ensure data quality (i.e. data profiling, reconciliation to production, and data lineage) and collaboratively work towards resolution including identification of root cause of variance or workarounds - Supported review, analysis, and update of existing or new business process requirements, including facilitating the associated approval and impact analysis required. - Identified unique use cases and executed test cases to support the overall functional test strategy, including workflow analysis and business acceptance testing for new application functions and features - Collaborated with stakeholders to assess and prioritize outstanding issues with an understanding of impact to business and effort required to deliver

Scotiabank | Mar 2020 - Aug 2021

Analytics Consultant - Group Risk Mgmt

- Led data acquisition and data requirements activities to enable compliance with IFRS 9 standards. - Supported the development, monitoring, implementation, and reporting of credit portfolios, including probability of default, loss given default, exposure at default, and expected credit loss. - Worked with senior members of the team on all aspects of the advanced credit risk models development life cycle. - Performed root cause analysis on data quality concerns and collaborated with regional stakeholders to understand trends and outliers.

HSBC | Dec 2018 - Aug 2019

Manager - Loss Forecasting and Provisioning

Forecasted and Monitored Loan Impairment charges for the Annual Operating Plan by tracking credit risk losses in retail banking across 18 countries in Asia Pacific region. • Liaised with the IFRS9 modelling team and other regional teams across Asia Pacific to gather forecast inputs. • Prepared and presented monthly reports for the Allowance for Loan and Lease Losses (ALLL) meetings. • Forecasted key metrics including roll rates, write-offs, recoveries and impairment charges (LIC). • Automated reporting process using SAS and VBA in excel that resulted in reduced manual reporting and improved team efficiency. • Mentored junior analysts and interns in the team by conducting knowledge sharing workshops and guiding them on challenging projects with rigorous deadlines.

HSBC | Apr 2017 - Nov 2018

Assistant Manager - Loss forecasting and provisioning

• Performed forecasting of key risk metrics including roll rates, write-offs, recoveries and impairment charges (LIC). • Managed and monitored impairment charges of various portfolios (Secured and Unsecured Products) across 18 countries in Asia Pacific Region. • Analyzed the impact of strategic decisions taken at country level and provided insights using reports and dashboards. • Interacted with stakeholders across different countries to understand the nature of portfolios and their performance. • Automated reporting and forecasting process using SAS and VBA.

HSBC | Apr 2015 - Mar 2017

Analyst - Stress Testing

• Developed variance analysis reports between stress and baseline scenarios as part of the annual concurrent stress tests conducted by the Bank of England. • Consulted with cross functional teams across the bank to understand business requirements for regulatory submissions. • Chaired regular meetings between model development team, developers and the business to create aggregated observations of data. • Consolidated and transformed model data estimates to business reports used by senior leadership. • Prepared Review and Challenge Management Information reports that supported Prudential Regulations Authority (PRA) submissions.

Ageas Federal Life Insurance | Apr 2014 - May 2014

Summer Intern

• Evaluated the financial performance of the firm • Studied the insurance industry in India and identified performance and future prospects • Interacted with potential customers and generated sales

Infosys Technologies Ltd | Jun 2010 - May 2013

Systems Engineer - Finacle

Finacle is a core banking product used by banks across 100 countries to serve 1 billion customers. • Liaised with internal teams (e.g. developers and product managers) to fix defects and bugs • Created detailed, comprehensive and well-structured test plans and test cases • Identified, recorded and tracked bugs in software code

My Education

Take a look at my formal education

Master of Business Administration - MBA, Finance & ITT.A.PAI MANAGEMENT INSTITUTE | 2015
Engineer's Degree, Electrical, Electronics and Communications EngineeringAMRITA VISHWA VIDYAPEETHAM | 2010

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