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Besart Krasniqi

Besart Krasniqi

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My New Workbook

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Data dreamer, envisioning a world powered by intelligent insights.

My Work

Take a look at my latest work.

DataLab

Intermediate Python

DataLab

Project: Uncovering the World's Oldest Businesses

DataLab

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Intermediate Python — DataCamp Workspace

Python
DataLab

Intermediate Python

My Certifications

These are the industry credentials that I’ve earned.

Data Analyst Associate

Data Analyst Associate

DataCamp Course Completion

Take a look at all the courses I’ve completed on DataCamp.

Courses

Introduction to Python
Introduction to SQL
Introduction to Power BI
Intermediate SQL

My Work Experience

Where I've interned and worked during my career.

Telecommunication Sector | Jun 2021 - Present

Technical Team Member (Various Employers)

network infrastructure across Germany. Worked as part of cross-functional teams responsible for building and optimizing network backbone systems that supported leading telecom operators. Projects involved collaboration, planning, and quality coordination within large- scale digital infrastructure initiatives that strengthened Germany’s broadband coverage and connectivity.
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Kelmendi GmbH | Nov 2019 - May 2021

Supply Chain Analyst & Process Improvement Consultant

Supported the company’s purchasing and supply operations, coordinating with regional suppliers across the Balkans to ensure reliable sourcing and stock availability. Assisted management with data-based insights into purchasing trends, sales, and inventory performance, improving cost efficiency and operational transparency. In parallel, contributed to IT process optimization, supporting the integration of digital tools for data accuracy, reporting, and internal communication. Key focus areas: Procurement analytics | Supplier coordination | KPI reporting | IT system support | Process improvement

Kelmendi GmbH | Dec 2017 - Oct 2019

Import & Supply Chain Consultant

Provided strategic guidance and operational support for import processes and supply chain activities. Collaborated with internal teams and external partners to optimize workflows, ensure compliance with regulations, and support the smooth movement of goods. Contributed to project planning and execution aimed at improving efficiency and business outcomes.

BPB | Jun 2017 - Dec 2017

Corporate Credit Analyst

strong quality (NPL >90 days: 0.34%, NPL 30–90 days: 1.86%). • Conducted prudential risk assessments of corporate loan applications, providing strategic recommendations to the branch loan committee. • Developed and maintained a prudent credit portfolio, aligned with internal credit policies and regulatory standards. • Built and sustained long-term client relationships, supporting business growth and loyalty. • Implemented strategic plans approved by the loan committee, ensuring alignment with portfolio objectives. • Promoted cross-selling of banking products to existing loan clients, enhancing revenue opportunities. • Ensured full compliance with AML responsibilities and regulatory obligations.

TEB Sh.A. | Nov 2016 - Jun 2017

Corporate Portfolio Officer

• Managed a corporate client portfolio of ~€30M, achieving 4.84% growth YoY and reducing NPL >90 days by 60.4%, while maintaining NPL 30–90 days at 1.86%. • Conducted prudential credit risk assessments of corporate loan applications and provided strategic recommendations to the loan committee. • Developed and maintained a prudent credit portfolio, aligning with regulatory requirements and bank risk appetite. • Supported strategic plan implementation approved by the committee, ensuring effective portfolio performance. • Built and sustained long-term client relationships, while cross-selling banking products to enhance client value. • Ensured compliance with AML regulations and internal credit risk policies.

ProCredit Bank Kosova | Jan 2013 - Nov 2016

Credit Risk Analyst

• Evaluated and approved SME and corporate loan applications, managing a ~ €15M portfolio with NPL >90 days at 0% and NPL 30–90 days at only 1.34%. • Conducted prudential credit risk assessments, including analysis of client financial statements, ratios (historical and projected), and sector stress-testing to forecast default risks. • Prepared and delivered risk reports on business activity, market exposure, ownership structures, and regulatory/political risks, supporting senior decision- making. • Developed financial models and cash flow analyses to strengthen portfolio quality and mitigate potential losses. • Ensured strict compliance with Basel requirements, internal credit policies, and AML regulations, reducing regulatory exposure. • Monitored macro- and microeconomic trends as well as local market conditions to assess potential impacts on clients and portfolio risk. • Built and maintained long-term client relationships, providing guidance and resolving issues effectively. • Mentored and trained junior staff on risk methodologies, boosting team efficiency and accuracy.

ProCredit Bank Kosova | Jul 2011 - Dec 2012

Credit Analyst

• Managed and assessed credit applications for Very Small Business clients, including on-site visits and financial analysis. • Conducted regular portfolio reviews, monitoring arrears and initiating strategies to improve performance. • Prepared and presented loan cases to the loan committee, making strategic recommendations and implementing approved decisions. • Promoted and cross-sold loan and other banking products to expand client relationships. • Ensured compliance with AML regulations and internal policies to safeguard portfolio integrity.

My Education

Take a look at my formal education

CCNA, Computer Systems Networking and TelecommunicationsBit Academy | 2019
Bachelor of Science, Economics, MarketingUniversiteti i Prishtines | 2010

About Me

Besart Krasniqi

Former Credit Risk Analyst with 7+ years in banking, now focused on Data Analytics. Skilled in Python, SQL, Power BI, and AI tools. Currently building a portfolio of data-driven projects to bridge finance and tech.

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