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Python으로 배우는 금융 기초

기초기술 수준

업데이트됨 2024. 8.

Python과 NumPy로 가장 기본적인 금융 개념을 학습하세요.

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PythonApplied Finance

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13 동영상

50 연습 문제

4,200 XP

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학자금 대출부터 투자 포트폴리오 구성까지, 중요한 재무 의사결정을 위해서는 금융의 기본 원칙을 이해하는 것이 필수입니다. 기본적인 금융 지식에 Python을 결합하면 매우 강력한 도구를 만들 수 있어요. 이 과정을 마치면 화폐의 시간가치, 프로젝트 비교 방법, 그리고 합리적이고 데이터 기반의 재무 의사결정을 내리는 법을 이해하게 됩니다.

선수 조건

Intermediate Python for Finance

1

The Time Value of Money

Learn about fundamental financial concepts like the time value of money, growth and rate of return, discount factors, depreciation, and inflation.

Fundamental financial concepts

Growth and rate of return

Compound interest

Discount factors and depreciation

Present and future value

Present value

Future value

Adjusting future values for inflation

Net present value and cash flows

Discounting cash flows

Initial project costs

Diminishing cash flows

2

Making Data-Driven Financial Decisions

In this chapter, you will act as the CEO of a company, making important data-driven financial decisions about projects and financing using measures such as IRR and NPV.

A tale of two project proposals

Project proposals and cash flows projections

Internal Rate of Return

Make a decision based on IRR

The Weighted Average Cost of Capital

Debt and equity financing

Calculating WACC

Comparing project NPV with IRR

Comparing two projects of different life spans

Two project with different lifespans

Calculating IRR and NPV with different project lifespans

Using the equivalent annual annuity approach

Making a data-driven decision on projects of different lifespans

3

Simulating a Mortgage Loan

You just got married, and you're looking for a new home in Hoboken, New Jersey. You will build a mortgage payment simulator to estimate your mortgage payments and analyze different possible economic scenarios.

Mortgage basics

Taking out a mortgage loan

Calculating the monthly mortgage payment

Amortization, interest and principal

Calculating interest and principal payments

Simulating periodic payments (I)

Simulating periodic payments (II)

Home ownership, equity and forecasting

Cumulative payments and home equity

Rising housing prices

Falling housing prices and underwater mortgages

4

Budgeting Application

You just got a new job as a data scientist in San Francisco, and you're looking for an apartment. In this chapter, you'll be building your own budgeting application to plan out your financial future.

Budgeting project proposal

Salary and taxes

Monthly expenses and savings

Forecast salary growth and cost of living

Forecast growing expenses due to inflation

Net worth and valuation in your personal financial life

Calculate your net worth

So you want to be a millionaire?

Investing a percentage of your income (I)

Investing a percentage of your income (II)

The power of time and compound interest

Investing over time

Inflation-adjusted net worth

Financial concepts in your daily life

Python으로 배우는 금융 기초

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